Anticrético in Santa Cruz, Bolivia: homes and apartments

Active listings63In anticrético · Today
Median, apartmentsBs 298,000From 33 apartments · Today
Median, housesBs 431,000From 21 houses · Today
RangeBs 102k–1.3M5th to 95th percentile of 63 listings
How we calculate this data
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Anticrético listings

63 properties
1–24 of 63
4 new listings this week

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How an anticrético works

An anticrético, Bolivia's lump-sum lease, is a contract in which you hand the owner of a property an amount of money so you can live in their house or apartment for a set period without paying rent.

At the end of that contract, the owner gives you back the full amount of money you handed over at the start. These are the active listings in Santa Cruz.

The anticrético is a contract widely used in Bolivia: the owner receives from the anticresista an amount of money already negotiated between both parties, and hands you the home for a set term (usually one or two years).

You pay no rent during that time, and when it ends the owner returns the money and you return the house or apartment in the condition it was given to you.

That means covering the wear and tear that may have happened over that period, such as the paint. In Santa Cruz anticréticos are almost always in dollars, but with the country's current situation some are now being done in bolivianos. The median amount across today's listings is Bs 308,000.

Because your money sits in the owner's hands, and the amounts are usually high, check the paperwork before you sign: the folio real at Derechos Reales, that the property carries no mortgages or liens, and that the contract is signed before a notary and recorded at Derechos Reales.

First time? Read what anticrético is and how it works: how long it lasts, its risks and what protects you.

As of October 23, 2026, there are 63 properties for anticrético in Santa Cruz de la Sierra, Bolivia. The median anticrético amount is Bs 308,000. Half of the listings are between Bs 205,000 and Bs 501,000. By bedrooms, the median is Bs 298,000 for 1 bedroom, Bs 253,000 for 2, Bs 390,000 for 3 and Bs 659,000 for 4 or more. By zone, the median amount is highest in Equipetrol (Bs 431,000) and lowest in the West Zone (Bs 130,000).

Frequently asked questions

Do I get the full amount back at the end?
Yes, that's the rule: when the term ends, the owner returns the same amount you handed over, in the currency stated in the contract. But note that you return the property in the condition it was given to you, covering the wear and tear from use over those years, for example the paint. If you're not paid back, you can stay in the property until you are; that's why it pays to record the contract at Derechos Reales.
How long does an anticrético last?
One or two years is the norm, renewable. The law sets a maximum of 5 years (Civil Code, art. 1435). The term and how the money is returned are written into the contract.
Who pays the maintenance fees and utilities?
Normally whoever lives in the property, unless the contract says otherwise. Each listing shows the maintenance fees when the agency publishes them.
Are there houses in anticrético too?
Yes. Right now there are 21 houses and 33 apartments in anticrético in Santa Cruz de la Sierra.
What does a lawyer check before you sign?
That the person handing over the property is the owner registered at Derechos Reales, that there's no mortgage or debt on it, and that the contract is recorded in your name.
How much does an anticrético cost in Santa Cruz, Bolivia?
As of October 23, 2026: the median anticrético amount is Bs 308,000. Half of the listings are between Bs 205,000 and Bs 501,000.